Pharmacy Hygienist - Benefits Update January 2009
2009 brings changes and new responsibilites for Pharmacists & Dental Hygienists. We'd like to take this opportunity to inform you of several changes taking place in BC's healthcare environment and how these changes will...

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Government Benefits Update 2006
An informative and easy-to-use summary on information that you may need throughout the year on such topics as Old Age Security, Canada Pension Plan, Employment Insurance, Workers’ Compensation and much more.

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Clear and Present Danger
Those employees who show up on the job instead of booking off sick are not to be applauded. While they may be at work, they are probably not really functioning…

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Investing in Insurance
Mary and Tom are both 40 years old, have two school-age children and have fully paid off the mortgage on their home in downtown Calgary. Although retirement is still 20 years ahead of them, they’ve managed...

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Disability – What Would Happen to Your Business?
Many, if not most, businesses will suffer financial consequences when one of the owners becomes disabled. In the absence of some prior arrangement to keep the business on a profitable footing, the business itself may become…

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Chances are You’ll Recover From a Critical Illness – Chances are Your Retirement Plans Won’t
Getting sick isn’t something any of us like to think about. But it can happen. In fact, your risk of being diagnosed with a critical illness before the age of 75 is higher than your risk of dying in that time. The good news is that…

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5 Strategies for dealing with difficult markets
When markets are volatile, it's natural to be worried about the impact on your portfolio. And when you're worried, you want to take action. However, it's important to recognize that sometimes the best course of action may be to do nothing. If you have a sound investment plan, you already may be in the best possible position to...

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Borrowing to Invest
Many Canadians, particularly those who use all or most of their RRSP contribution room, are seeking tax-deductible investment options beyond their RRSPs. One investment strategy that is complimentary...

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The Insurance Advantage
With insurance-based investments (registered and non-registered), you can name a beneficiary. This allows you to direct the value of those investments, at the time of your death, to the individual(s) you have designated within your...

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Individual Pension Plans Can Generate Healthy Tax Savings and Peace of Mind Throughout Retirement
Are you over 40 and earning a six figure income? Why not consider looking beyond a Registered Retirement Savings Plan (RRSP) to build your nest egg. For the right person, Individual Pension Plans (IPPs) can generate significant…

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Catch the IPP Wave
Traditionally the four big accounting firms prepared financial statements for corporations offering large defined-benefit pension plans. The emergence of individual pension plan (IPP) benefits…

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Estate Planning 101
If you’re like most people, getting your personal financial plan started can be a challenge. And what about planning your estate? Well, that subject might really make you shudder. But why...

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Financial Advisor Checklist
A list of items to bring with you to your meeting.

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Creditor Protection: Top 10 tips for Business Owners
Whether you’re an established entrepreneur or just starting out, it’s important to regularly review your creditor protection strategy. Most business owners, officers and directors don’t realize that their personal assets are…

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